1 lb. ground beef
pkg. of taco seasoning
1 can red kidney beans
1 cup water
1 cup (or so) of salsa
1 cup (or so) of shredded cheese (I used Monterey Jack)
Cook beef, drain. Put back in pan along with everything but the cheese. Bring to a boil and simmer for 5 minutes or so. Remove from heat. Add cheese and stir until melted.
Spoon over tortilla chips and add all the yummy things you can find: lettuce, tomato, sour cream, more cheese, salsa....enjoy!